Kelly Prsa

Mortgage Broker

Verico Equity Plus Mortgages (lic 11031)
Refinance Specialist

I Have the EXPERTISE, EXPERIENCE and a PLAN to Help.

As a Mortgage Advisor, I will help you manage your money, not just your mortgage. Whatever life throws your way - I will be here to help ensure your mortgage works for you. Contact me today to find out how I can help you achieve your financial goals.

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About Kelly Prsa

Kelly Prsa is a member of Mortgage Professionals Canada and is an experienced mortgage broker with Verico Equity Plus Mortgages Inc.

Kelly's Qualifications

Since 2009 Kelly has been licensed to sell mortgages in Ontario. She is Mortgage Broker with Verico Equity Plus Mortgages (lic 11031) and a member of Mortgage Professionals Canada.

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About Kelly Prsa

Kelly Prsa is a member of Mortgage Professionals Canada and is an experienced mortgage broker with Verico Equity Plus Mortgages Inc. The difference between Kelly and someone else is her “Experience, Commitment and Trust.” She still believes people deserve and value customer service. She personally guarantees you won’t be disappointed. With over 25 years of experience, she has worked with hundreds of people to finance their first homes, retirement homes and investment properties. She recognizes each client as an individual with unique needs, not just another number. She will work with you to determine which product best suits your current and future financial goals, not just quote you a rate. Kelly knows what to expect from the process and how to avoid complications. Nothing surprises her anymore, and that’s a good thing. If you want to work with someone who can get the job done, give her a call”.

My Qualifications

Since 2009 Kelly has been licensed to sell mortgages in Ontario. She is Mortgage Broker with Verico Equity Plus Mortgages (lic 11031) and a member of Mortgage Professionals Canada.

Kelly has a strong background in the financial services sector having worked for a major financial institution for over 15yrs in various managerial roles. She has held many licenses over the years in financial planning, securities, mutual funds and compliance in addition to her BA Hons Business degree, college diploma & certificates also in business.

She has owned and managed several investment properties, successfully using several strategies such as The Smith Manoeuvre, SDRSP’s, Rent to Owns (RTO’s), Cash Back, Flex Down, Fix n/ Refi and Vendor Take Backs (VTB’s).

Kelly has the EXPERTISE and EXPERIENCE to help you achieve your goals”.

Debt Consolidation

  • Improve Cash Flow
  • Payout out credit card debts
  • High interest debt
  • Loans
  • Lines of credit

Home Renovation

  • Cash Back
  • Equity Takeout’s
  • Add value to your home

PreRetirement Mortgages

  1. Financing for your future
  2. Maximize your cashflow
  3. Be prepared for emergencies
  4. Tap into your equity

Tax Deductible

  • Non-registered Investments 
  • Investment Properties 
  • Business

Equity Takeout

  • Education
  • Elder Care
  • 2nd Home
  • Investments
  • Renovations

First Time Home Buyer

  • Fully reviewed preapprovals – income, credit, down payment
  • Step by step guidance & expert advice
  • Access to more lenders = best rates available

Investment Mortgages

  • Tax Deductible Investment Mortgages
  • Smith Manoeuvre Certified Professional
  • Investment properties
  • Starting your own business
  • Investments

HELOC & Readvancing

  • Mortgages with HELOC limit increases
  • Tax Deductible

Martial Breakdown

  • Develop your credit rating
  • Find new ways to qualify for a mortgage
  • Review your mortgage plan
  • Maximize your cash flow

Self Employed

  • Prime lending for verified income
  • Subprime lending for non-verifiable income
  • Bank Turndowns

Poor Credit, Bank Turndowns

  • Poor credit scores
  • Previous Bankruptcy
  • Consumer Proposals, Collections, Owe CRA

Purchase

  • 1st Time Buyers
  • Cash Back
  • Purchase Plus Improvements
  • Gifted or Borrowed Down Payment